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Insurance Licensing New Jersey Life Producer Sample Questions:

1. In New Jersey, an individual must be at least how many years of age to qualify for a producer's license?

A) Eighteen.
B) Nineteen.
C) Sixteen.
D) Twenty-one.

2. After a New Jersey producer license has been revoked, the licensee may not reapply for a new license for a minimum of

A) 6 months.
B) 5 years.
C) 3 years.
D) 1 year.

3. If a policyowner chooses to pay premiums for a specified number of years, this permanent life insurance policy is referred to as

A) A graded-premium whole life policy.
B) An adjustable life policy.
C) A limited-pay policy.
D) A variable whole life policy.

4. Continuing education credits may be earned for completing which of the following courses?

A) CLU designation courses.
B) Salesmanship courses.
C) Personal motivation courses.
D) Prelicensing examination courses.

5. A policyowner cannot change the beneficiary if he has named

A) A revocable beneficiary.
B) An irrevocable beneficiary.
C) A spouse.
D) A permanent beneficiary.

Solutions: